I am looking to leverage a non-QM loan product for my 4th purchase and I want to use a bank statement loan and I would prefer for the LTV to be about 90% (I heard such products are out there).

It may take some searching to find one but inspectors who are associated with companies that build them or pump them will try to sell you their products.

I started by listening to rich dad poor dad books.

Hello @Shawn McMahonIn the area you've mentioned, $190 will get you a nice 2-3 bedroom condo or townhouse in Arvada or Westminster or a small house in pretty poor shape.  

I've been saving since I read Rich Dad, Poor Dad.

To enhance your real estate investing knowledge, consider reading books like "Rich Dad Poor Dad" by Robert Kiyosaki, "The Millionaire Real Estate Investor" by Gary Keller, "BRRRR: Buy, Rehab, Rent, Refinance, Repeat" by David Greene, "Set for Life" by Scott Trench, and "The Book on Managing Rental Properties" by Brandon and Heather Turner.

Put out a good product.

Am I SOL or has anyone find a loophole or different product that will allow for this type of scenario?

Someone will try to tackle this industry--we're motivated to be the ones to take a shot at it.Our product and experience are not fit for everyone and it's, by no means, as great as an experience as we'd hope.

You have a product that is worth $2,000 a month.