@John Jacobs I require my borrowers to have policies that cover replacement cost. 

Holding a license requires fees.  

It’s good to budget for unforeseen expenses.Regarding PMI, it’s worth discussing directly with your loan servicer since many lenders require holding the property for a period or reaching specific equity thresholds before removal.If market rents are $2,200–$2,500, hiring a property manager could help you optimize rent while taking the burden of tenant screening off your plate.

As I mentioned every person and their criteria is going to require a different loan program and each loan gets risk graded based on several factors.

I finished all the degree requirements only to discover I was extremely burned out and had to complete another year of electives to satisfy a minimum number of credits at that university.

2) Their contractor must be properly licensed and insured and we require copies of all this.

It all depends on what your requirement for cash flow is.

(larger would require fire sprinklers). 

Seems like there are a lot of individuals in this boat  -  especially in my sons line of work  - which is lighting and tech for special events and music tours.

Well I've never really thought if they appreciate it on an individual level or not.Some do say thank you, some do not.