Here's another potential dilemma: you find a tenant (may be tough with them going into a hostile environment) and then they refuse to move on time.

We have a "webdav" collaborative environment at my day job, so I can use that in combination with goodreader to store documents and books.

In a time where we have the best prices in a generation on SFRs, along with banks reluctance to lend on small less-expensive properties, and investor's frustration with equity markets and low bond/CD yields creating a conducive environment to offer them something vastly better, I can't think of any topic that would potentially be more important to those trying to build a portfolio of 1-4 unit properties to critical mass.I am in the process of putting together the materials I plan to use for discussions with prospective private lenders, and it seemed a great opportunity to have a robust discussion on what others are doing, and engage in idea-sharing.What works for you?

:cry: In a normal investing environment (i.e. fix and flip or buy and hold investing) margins are generally very thin.

Excess cash sitting on your balance sheet is losing money in this environment.

Bryan, I hope you get some good answers.IMO, you can't be over leveraged buying right now... given the lending environment and the requirement for 25%, I don't see the market dropping that much further that you couldn't bail on a property bought with 25% down now.So, there's my answer... over 75% of current FMV would be over leveraged...

A stagflationary environment could put pressure on rents and maintenance on a building could cost more.

I moved my business from Chicago to Atlanta 7 months ago due to a better business environment and to invest in SFRs locally.

Very tough environment right now.

In a tight money environment, the chance of a lease option working out for the buyer is not very high; when declining property prices are added to the equation the chances of success for the tenant-buyer are real low.