You do seem kind and generous, giving back $ to the tenants in form of monetary gifts.But wouldnt lottery tickets likely offend persons of an anti-gambling faith?

That being said, waiting on appreciation is typically a gamble unless you know your market well.

I then transfer that money into my Operating account so there is never any money that can be fraudulently withdrawn.

Those loans may not appear on your personal credit report but you will still need to reveal them when applying for a new loan in order to avoid submitting a fraudulent application.You can transfer ownership of your own house to an LLC.

To twist Will Rodgers advice on buying stocks, “Don't gamble; take all your savings and buy some good real estate and hold it till it goes up, then sell it.

Upside down lease options are always a gamble, and you are the one gambling.

I'd rather gamble with no history than take sketchy history.

No one is going to fake it and lose a license, get fined or get nailed in some fraudulent scam, IMO. :)

If there is a few bad eggs you lie their way to an investment that they were not suppose to be a part of, I would imagine that due diligence on the funding portals would come up in court as a responsibility along with the individual's fraudulent representations.

@Angel Gutierrez that reports cites an increase of money spent on gambling as a contributor to defaults on mortgages.