San Diego was another one that I had forgotten to mention as an example.

2) I chose to use a PM when owner occupied becausea) My first two tenants the one that came with the building, and the one of my coworkers. were horrible. late rent, broken lease, an eviction, and the previous owner even broke into the property to reclaim forgotten property!!!!

@Andraise Scott,Thanks for your note...I had forgotten about this property. 

I still haven't forgotten what he taught me. 

Thanks for your input.In that case, have you forgotten to mention how much your accommodation will cost monthly? 

I'd say do the cash out refi. 1) Interest rates will be going up, and most of us have forgotten have ridiculously low a 3.5% mortgage is. 2) You nearly triple your cash on hand for doing "other things." 3) You know you want to jump into the game, and having cash "sitting" may push you into into action. 4) Hell, worst case you open a BlockFi crypto account and earn 8.5% interest on that $90k :D 

Some were good, but a week later I have forgotten the info or it just did not work in my area for whatever reason.

I really like the idea of taking forgotten and unwanted properties and turning them into something livable and affordable.

Daleville seems to be the forgotten corner of base side living with some low income areas.

All of your input is very appreciated and will not go forgotten.