There are a couple companies that can endorse the Homeowners for the fully rented situation but that is rare. 

A policywith a higher premium may be a better deal if it does not have a wind deductible.There are many endorsements that are available on the homeowners policy.

hi everyone,after 2 years, i finally got an sfr under contract. the 1st one i had to back out due to the home inspection and after a year of burnout, i've been taking advantage of these work from home times to find another.i'll provide as much relevant numbers as possible. i also wouldn't mind a breakdown of this deal.below are deal info and closing cost breakdownpurchase price: 185k in a really nice city in a very good school district, but the neighborhood is way under the medianrepair: 35karv: 260-275k (my calculations were more conservative at 260)average rent is: $2k, but i haven't yet decided whether to 2 year live in flip or brrrr. i'm leaning towards the 2 year live in flip so i can put down 10% and pay cash on the rehabclosing cost breakdown from initial lender who helped me with my preapproval. i plan to talk to a few lenders on wednesdayA: loan costs (application and lender fees): 1.3kB: services you cannot shop for (appraisal fee, credit fee, other): 400C: service you can shop for (this is where it gets really muddy for me): 4k1) admin fee: 1002) chain of title: 2503) closing protection letter, electronic doc fee: 1004) lender's endorsements (what the heck is this?)

In addition, even if there is a policy, you might want to ask for a non-imputation endorsement to the policy.I assume you're getting a survey?

Note: I am not affiliated with him or compensated for endorsing him.

I see a processing fee, underwriting fee, doc assembly fee, lender fee, lender title policy, owner's title policy, closing fee, Title endorsement fee, recording fee, state tax/stamps, appraisal fee, credit report fee, flood cert fee...fee, fee, FEE, FEE...which of these are acceptable versus fees? 

So if I understand correctly, you'd fully endorse that not only you'd agree, but have seen in action with your very own eyes, that the U.S. is a Plutocracy, wearing the costume of a Democratic Republic. 

Hudson County is one exception as fairly valued, but then there are counties at >20% undervalued.High absolute prices preventing good cap rates (price-rent ratios), are also not present as NJ has pretty strong caps outside of Hudson County, in spite of super high property taxes (e.g. 8% average for multifam in Sussex County, 10-12% in counties like Burlington, Cumberland etc, zero endorsement for those).Also cap rates in Hudson County can go upto 8.5-9% for a 3-4-family property, in spite of a dismal 4% average cap rate for the county.

Personal liability, but loss of use coverage; corporate endorsement liability, rental to others short-term liability, and a few other endorsements that I don't understand.  

Seems like Bridge has a very strong reputation (personal endorsement from Brandon Turner is quite impressive) here on BP - I was surprised to see that Voepel (the PM that Bridge uses exclusively it seems?)