Now I'm on the board of directors for one of those REIA's and we struggle with the best way to get our message out that we exist and are an alternative to those high priced marketing and education machines.

Account ClosedFancy seeing you here, glad you found something :-)40% expenses is usually when you own or manage some of the utilties/infrastructure (well water, septic etc), and 30% is a ballpark where everything is city and direct or submetered (gas and electric excluded).But basically take the P&L during due diligence and rip it apart.

It's a 36 unit building run by the Board of Directors with some help from a Management Company.

I found other condo's HOA's insurances has 3 separate insurances out there:1) director and officer's general liablity2) property insurance3) crime insurance.Thanks in advance for your kind attention and any hint or clues will be greatly appreciated.

I received this via email from my HOAThis letter shall serve to notify you that in accordance with Section 718.303(6), Florida Statutes, the Board of Directors ("Board"), at a duly noticed meeting, held on May 14th, 2013, voted to suspend your right to use the common elements, common facilities andany other Association property, including but not limited to, VALET, POOL, GYM, CLUBROOM, SEND/RECEIVE PACKAGES, as a result of your delinquency in the payment of your monetary obligations due to the Association.

I have the bank's own director of wealth management vouching for my reputation.

I am active duty military but am also the Founder and Maganing Director of a Real Estate Investment and Financial Services business providing capital to investors who need cash to buy, rehab, and flip properties.

Should I call the director or the manager to see if I can interview them?

See you around the neighborhood.Regards,John RubinoCo-Managing Director & FounderJID Investments, LLC

You mentioned "FDIC risks", bank ratings are classified, only regulators and a hand full of bankers really know what issues a bank may have, the Board of Directors, President, maybe the Executive Sr, Vice President, the compliance officer/folks and key department heads.