If they’re not able to assist, I also have other LAIC referrals as well that will just provide the service only.

There are some that provide coverage but of course the premiums and higher. 

Assuming the area checks out, I’d rather buy in a high price area that has little to no cash flow rather than an area that has cash flow but lower price.  

So about a 35% cash on cash return for my buddy each year on his $100,000.

Hey John, if your priority is security paying off the mortgage in 5-6 years would give you a solid $4K/month net.Alternatively, you could use the HELOC to acquire a few rentals, likely in out of state cash flow markets with strong price to rent ratio.

Based on the numbers you provided, these are well above the debt service coverage ratio of 1.25 hence from a lenders perspective, this is loanable.

Properties in Henderson, certain parts of North Las Vegas, and adjacent to Summerlin may provide faster rent growth.However, we recommend not using this data for your property search criteria.

It is easy to provide well-intended 'bad' advice.My questions to you would be... 1.

Additionally, you can find the 1% rule and positive cash flow here and get amazing appreciation.

I don't want to waste anyone's time providing quote after quote for me for the properties I am merely in the analysis stage with.