Standard program is generally is 5-30 year term, partial-full term IO, 1.20x DCR, 30-year amortization (loan sizing), non-recourse (with carveouts), priced in the low-mid 100’s over treasuries (low 5% coupons).

Great beginners guide: https://www.biggerpockets.com/blog/wp-content/uploads/2022/08/Ultimate_Beginners_Guide_BiggerPockets.pdf3.

One suggestion for placing online video ads on various websites is keeping your video message to about 15 secondsPromotions and Coupons. 

It's actually LTV replacement, so2. new debt cost >= old debt cost3. new equity >= old equity If thats allowed by IRS, then everyone would use 1031 to "downsize" ....which is not an "exchange" but a "taking profit".But good thing is you can offset debt cost with fresh cash position.Another good thing is, you can offset boot with PAL.And some more advanced strategy: you could offset debt cost with Zero Coupon, I calculate offseting debt with ZC as comparison to tax is like saving 50%, it's huge discount to use ZC coupon. 

Check out Brandon's top 20 recommended books https://www.biggerpockets.com/renewsblog/wp-content/uploads/2016/03/The-Best-Real-Estate-Books-Ever.pdf

I have a coupon code that gives you lifetime 25% off the wholesale price. 

CE Shop, they have coupons ranging from 35-50% off

I have a nice coupon for CE shop if you need one.You can also go to TREC website I think and somewhere in there is pass rate....but sounds like that probably won't matter for you.Also one idea is just take the classes, but don't get licensed if you just want to buy/sell for yourself.   

I have a coupon code for both if you or anyone else needs. 

Not sure if this helps but I used RealEstateU, I'll attach the link below I got a coupon and it was $99 dollars to get fully licensed.