We're live in our owner occupied 2 unit building, and are realizing the importance of attracting high quality tenants so we can co-exist peacefully and happily at our home. 

I ratified contract tonight.Thanks again, and have a peaceful night.

Peace of mind in some situations is priceless.

Your loss inequities will out peace, your cash flow gates, and your market will correct back on.

The neighbor next door, 70 year old caucasian lady, is complaining that my tenant's autistic child has been making a lot of noises (tapping on the patio wood floor and screaming) for many days now (She has shown me a daily log with dates and time) and this is altering her peace.

@Melissa EspinozaDepending on your current situation with your student loans, the impact on your DTI can vary.It could be counted as the full monthly payment as reported on your credit report.It could be counted as zero monthly payment, if reported as zero on your credit reportIt could be counted as a monthly payment of 0.5% of the balance of your student loansIt could be counted as a monthly payment of 1.0% of the balance of your student loansA $13k balance is going to have negligible impact on your DTI if your income is high and other debts are low anyway.If it gives you peace of mind, then pay it off and be done with it.Cheers!

Peace and loveTony

If so did u find new tenants easily and did the old tenants leave peacefully?

Start the paperwork now, but give them a chance to go peacefully. 

This usually gives the listing agent peace of mind knowing that the client is ACTUALLY qualified to purchase the property and make your offer stand out.