I looked up the records and the lis pendens listed the current homeowner and HOA association as defendant.

("ICP"), alleged that the defendants, the Texas Department of Housing and Community Affairs ("Department"), violated the FHA by allocating a disproportionate number of federal low-income housing tax credits in predominately black inner-city areas, rather than in predominately white suburban neighborhoods.

CLTO counterclaims now more than ever need to be taken seriously and rigorously defended against.

I don't understand how a hearing could have been conducted without me, the defendant being informed of a time and date.  

I was banging my head against the Google search pages trying to find an answer to this.All I could find were blog posts from Zillow defending itself against contacting the owner and why using an agent is the "Smartest" thing to do.Exhibit A: So you think you want to go FSBO?

A well written contract offer of sale in my opinion is " A Work of Art"Your offer is going to speak for you when you are not present to defend it - it could be construed and misunderstood by the seller's lawyer, a judge, a jury,  relatives, agents and others the seller seeks for consul. 

I have no problem as a tax payer to pay for these brave men and women who defended our country!

Just be ready to defend your rational if needed.The 20k total assessment is a means that your county uses to get good bond rating.  

Even if they win they don't want the court and legal costs of defending the title. 

If you can over collateralize your deal as mentioned you may justify the non-recourse nature and defend that position, it's not something you do just because you can to have your lender suffer losses out of your lack of performance.