Since the White Coat Investor analysis I posted earlier seem to be debated by others yet to post counter-point sources I'll share another source that I found while researching WLI a few years back, Consumer Reports. https://www.consumerreports.or...In this analysis from one of the most independently-funded, unbiased consumer advocacy groups in America the outcome was the following: < 5 years: poor investment (versus term)16 years: you break even on cash surrender value + value of insurance received+20 years: dividends exceed term + treasuries alternative, surrender charges disappear In sum CR concludes: This mixed bag of potential benefits and costs is complicated enough for consumers to navigate, but poor disclosure robs consumers of the information they need to comparison shop.

@Jason BottI am shopping for insurance for a 4plex.

If you want to have a body like Schwarzenegger, does it make sense to go ask the people with bodies like Pee-Wee how to do it???? 

Just look for a shop that will teach you the basics of real estate contracts, offers, MLS navigation, and disclosures. 

Common locations for supply lines to fail are where male threaded galvanized pipe is threaded into brass or copper valve and fitting bodies  (due to galvanic corrosion)  and hot water lines will rust up so badly as to start restricting water flow or begin leaking a decade or two before the cold side fails similarly.   

And you'll have the ability to shop around with money partners especially once you have a few homes to show that you've built.

It is available on Amazon too.https://www.highsierrashowerheads.com/shop/classic/

I’ve shopped around with a bunch of different skip tracers and what I’ve landed on for residential is using MLS data (Realist or Remine) or local County data to pull the lists.

As far as the lender goes, if I'm buying properties that qualify for conventional loans does it really make a difference if I build up a relationship with a specific bank vs just shopping around each time I buy a new property?

I'm deciding if I should shop around or does this seem pretty inline with other companies?