You wrote commercial, but then talked about offices specifically. 

Then you’re going to ask her to give you a 3 year 0% loan?

This year I may see if if I can get a construction loan to build 20-30 apartments, then refinance with an asset based lender. what markets?

After a year or so they then sell the property and do a 1031 exchange. 

You have to borrow your equity and then make payments on it.

The reason I say this is that no matter what your remodel if you are doing a lot of the work yourself (way to max out equity growth) then maybe look for an even larger remodel than you had thought about? 

We use PriceLabs to pull 2 lists (sleeps up to 7, and sleeps up 9) of properties within a 5–10 mile radius, then compare occupancy, nightly rate, and annual revenue for those 2 lists.

For a long term investor:Would it make sense if you could buy the home at a steep discount and then let the owner stay rent free for a specific period of time?

I don' expect it to be a crazy market but better then 2023/2024

Then I think I will buy my first out of state property once I'm ready.