I am about to graduate college in May 2025, and will be making about $120k (pre tax) in my full time job postgrad (Washington DC area).

Knows real estate tax write-offs and how I can best apply them!

- The percentage difference is the percentage the taxes will go up after you buy it.What do you mean by the property has HVAC AND boilers? 

I would also share pros and cons of paying taxes on the windfall versus owner carry.

Since it’s a new build, I was able to negotiate some great perks, like a 5.875% interest rate, no closing costs, a fridge, blinds, and even a backyard firepit.Pros:Good school districtLow interest rateMinimal CapEx and repairs (because it’s a new build)Low insuranceHigh-quality tenants (due to the school district and being a new build)Cons:Lots of new builds in the area, which could drive down prices and increase vacanciesThe Numbers:Price: $290KInterest Rate: 5.875%Down Payment: 25%Monthly Mortgage + Insurance + Taxes + HOA: $1,480 (I got really low insurance since it’s a new build and Alabama’s property taxes are low)Property Management: 10%Rent: $1,800 (this is under market because I wanted to rent it quickly—most units in the area were sitting vacant for 100+ days.

Finally, we asked Maria to escalate this to an unknown Kiavi staff member.

I would reinvest in a another property and use a 1031 exchange to detour taxes.   

They do not want the other person's name on the deed or the mortgage once the dirvorce is finalized.   

I just completed my 20 hour course for my Illinois Mortgage Lending License and the final step is taking the state exam.

Finally got it straightened out and Newrez did waive the late fees because it should have been a seamless transition and was not.