TIA Bruce Kirsch has a great course on underwriting.

Bank Credit Line How did you add value to the deal?

Hey @Brett RiemensniderThere are a TON of banks/credit unions that will offer as low as Prime on a heloc on your primary residence.

Short-short version it's hell on wheels. 

So let's not be too hard on clients who want someone with hands on experience.You missed my point and my OB/GYN example though.

I grew up in RI and my dad is a carpenter in the area (was as my parents recently moved to FL) but that got me into that market with some local presence as I stayed in the Boston area. (4) properties and 14 units later, I still find myself investing in RI as the price point is about half of Boston but the cash flow is similar.

Since you're familar with commerical development, most enginering firms, and attorneys work on both residential and commerical. 

I was looking for something along those lines to affirm what I was experiencing.

Staff often seemed to focus on one requirement at a time, and only moving on to others as each was taken care of, instead of starting them all at the same time.

I'd rather have a property remain vacant to I can spend time cleaning up and getting it ready and back-online so it could be available for someone else to rent.