good area to buy. would love to discuss if you are looking for financing options

Always consult with a qualified tax professional before making any tax-related decisions.Depreciation losses will have no effect on your financing options. 

So a loss of about 55k We did a lease to own option so I could immediately take over expenses but keep their primary resident loan and interest rate.We agreed to a deal which would cover all their expenses at closing, their remaining loan balance, and $45,000.

I've found that Louisville offers some nice pockets.  

What price would you offer?

This property offered less cash flow and a higher cost to entry than Harvest.

Unfortunately, NY does not offer many local STR companies due to the regulations that make STR hosting difficult. 

I know we wouldn't include a clause like that if we did offer brokerage services because our Property management agreement has a 30-day notice to terminate at any time for any reason no penalty. 

But I think the better option is tenant pay for it, that way they will know it may go against them for not paying rent..

Off-market deals give you control over pricing, terms, and creative financing options.