It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceGood Luck & feel free to PM me if you have any questions. 

I think any seller without much knowledge of being the lender would appreciate the added benefits and hassle free approach using a third party.

Feel free to reach out if you have more questions specific to Indy.Best regards,Keagan

Not sure how old you are, and $200K in a 401K may be a little or a lot based on age, there may be so many implications taking out money from your $401k, especially if you are still working for this company.feel free to reach out for tax advice

DSCR Cashout is your best bet!

That said, Detroit is very much a block-by-block city, so local knowledge is critical to avoid issues.If you’re serious about learning more, feel free to send me a DM.

Feel free to reach out if you’d like some additional resources or guidance on getting started.

Feel free to call if you have a more specific question.

Anyone can get 4.3% now in a 100% treasury fund (was 5% until recently), virtually risk-free.

Most of the large lenders have affiliate programs and will teach you for free to represent them.