Unless this is your dream house and that's what's necessitating the build, not the economics, you should really think twice before executing on this subdivision/new build.

You can also get a Fidelity debit card that absorbs all ATM fees, if you need cash.

I'm Steve from Cleveland, and I've been following BP and dreaming of owning real estate for 15 years. 

Beach property has been a long time dream.

What is the APR on the AMEX card and the line of credit?

I like that the HELOC functioned more as a credit card, and I only had to pay for what I used, so I had 200K of equity on hand, but only had to pay the interest on 120K.

@Francisca MacThere are many ways you can adjust all the settings… but the short “as it comes setup out of the box” answer is that there is no charge to a tenant to make a payment using a routing number and account number to post a payment.If the tenant opts use a credit / debit  card, there is a convenience fee charged for the use of the card.  

For instance, you can get lists of vacant properties and send post cards to the owner's address.

g_st=com.google.ma...Looks like her website is down, currently, but here is her card. 

Have you thought about applying for a 0% interest rate, 12-month credit card such as the Ink Business Cash® Credit Card?