I am not a lender, but the way that I understand it is that you will receive a PIN number from each of the credit bureaus when you freeze your credit. 

Online: https://www.freeze.equifax.com/Freeze/jsp/SFF_Pers...Phone: (Cant post phone number here) For either you will need to provide your 10 digit security freeze confirmation PIN provided in your confirmation letter, the date range of your specific lift and the name of the specific credit grantor/report user you would like to receive your Equifax credit report.Feel free to message me if you would like the phone numbers to the specific bureaus.

In fact, I don’t believe they even reported them to the credit bureaus although that may have changed since I was involved in them.

In this event, Seller understands that is the mortgage is not paid off that the lender can file a notice of default on the property and report such to the credit bureaus, affecting the seller credit report.

In this event, Seller understands that is the mortgage is not paid off that the lender can file a notice of default on the property and report such to the credit bureaus, affecting the seller credit report.

In this event, Seller understands that is the mortgage is not paid off that the lender can file a notice of default on the property and report such to the credit bureaus, affecting the seller credit report.

In this event, Seller understands that if the Mortgage(s) is/are not paid in full, the Lender can file a Notice of Default on the property and report such to the credit bureaus, affecting the Seller’s Credit Report.

I asked nicely for a letter in writing that they will not report the debt with any credit bureaus.

Annualcreditreport.com will give you access to a FREE credit report from each of the bureaus every 12 months.

A few things: There are three credit bureaus - Equifax, Experian, and Transunion.