Our attorney who did our closing on a property with tenants, used the leases as a basis for prorated rent and security deposits and transferred the deposits as part of the settlement.

He is convinced that there will be litigation/settlement.

If there's a way to keep the sale price out of the public records, you may not have to worry about this (though I've had appraisers ask me for my settlement statement from purchase when they find out it's been recently purchased).2. 

They don't make money unless they win or get the defendant to settle, then they get a % of the settlement. 

Ask the best way at the recorder of deeds office to reduce those costs, but the liens must be perfected on each legal description.Insurance agent can go with an umbrella, call them.Call the title company and get a bid, they should be cutting you slack on some aspects, not charging the standard settlement fee 16 times, there is one settlement that has 16 times the work involved.From this information you'll get an idea of which way to proceed, 16 notes or one note.If one "blanket note" you need release fees for each property in the event you ever sell one property you don't have a huge note to pay off.

What I think I need is an attorney who can review the purchase offer, and handle all the title and settlement, closing work.  

Is the settlement price the collection company for the 2nd is asking for acceptable to you?  

Details seemed odd to me and decided to bring this area of lending or borrowing up for some discussion.THE REAL SECRETS IN LENDING:There are none as to the functions, documents, processing, underwriting, settlements, administration or collections nor to any legal aspects.

There is no wholesaler fee included - I have the GFE and while the origination fee is around $2,000, the other settlement services include:Appraisal and Appraiser Management Fees ($550)Credit Report ($200)Flood Certification ($5)Government recording charges ($62)Title Services ($818)Title Insurance ($265)Escrow Deposit for taxes/insurance ($400)Homeowner's Insurance ($600)That really kicks it up.

"The homebuilder has contacted the two lot owners and is attempting to negotiate a settlement."