try KiaviLima one these are large lenders that will give you a baseline on costs.. then google hML Boise for locals pick up the phone or make an appointment.

I've been trying to connect with them via LinkedIn, but if there is a better way I'd love to pick your brain ya just find out their phone number and call them thats what we did.. 

And yes, I know people will say "get her in contract if she wants the house and perform repairs" that would be the best scenario except At that point I was completely out of money.

If the water would have came back bad we were prepared to replace the pipe but was told this repair would be around $8K. 

So do a background/credit check, get a full application, paystubs (Call to verify), former landlords phone #s (Call to verify), and other information.

It still amazes me that I can sucessfully take care of everything with my phone wherever I am.

You might hit a few bumps in the road...tenants who imagine due dates are more like suggestions, or unexpected repairs that crop up at the worst possible moment...but that’s part of the ride.

You need to be positive, and just get as many reps on the phone as possible.

Consider FHA loans for lower down payments and reserve for repairs or upgrades.

I have used Waivo for 1-2 years and been happy with it.I think it's easiest to just get on the phone with them and let them pitch you so you can ask your questions.