NonQM "shops" offer a variety of loan types, DSCR being one but they are the lower rates and fees.

I then lowered the offer price to 70k since I wouldn’t be able to complete the due diligence piece.

Hello Team,I am  looking at my outstanding credit card debt which is at ~25k would it make sense for me to consolidate this debt to a lower interest loan? 

I do see that my NJ and NC taxes due are slightly lower for each state though.

As far as ethically that is part of my nature and I don't care for the aggressive (potentially predatory) strategies discussed by others, but I see value in offering a transparent and convenient service with lower costs and faster turnarounds than traditional MLS transactions. 

One way to minimize vacancy is to lower your rent.

The agreement reached was the landlord would lower $100 of the rent (current rent: $3100) in exchange for us to paint the two bedrooms.

I have heard positive things - expect lower overall returns in exchange for them doing the work! 

With the lower price point rentals, you basically just tread water.

So you got lower prices and lower interest rates coming.