Hey @Ceasar Blackman, I can attest that you don't need a job to supplement your real estate skills... as I went straight from high school to real estate. 

We've been consistent with our out-of-state absentee owner and probate mailings, but our phones don't ring like they did back when we were active with the bandit signs.We've tried the following to supplement our mailing campaigns:- Calling landlords from the local newspaper- Calling FSBO's from Zillow- Paying a VA to send "are you interested in selling" messages to landlords posting their properties on "house-for-rent" websites- "Driving for dollars"...and a few other things that I can't think of at the moment.I don't know if it's the seller's market we're still in in this area or what, but we're having a challenge right now getting leads coming in.  

Our ultimate goal is to own several properties to supplement our income and enhance our retirement, in addition to our current self funded retirement plans and my city pension.

I'm an agent as a supplement to my w-2 job and it's been a good thing for me for the last couple of years.

Many "investors" see writing a book or selling their program as a way to supplement their income, in fact some see advising as their main business.

i have a few questions and im hoping some one can enlighten me a bit or at least point me in the right direction. my name is Gerardo im fairly new to RE and BiggerPockets for that matter. i reside in newark nj and im in law enforcement. i have recently decided to create as a goal 10k in passive income within the next 11 years to supplement my pension. at that time both of my children will be headed into college and id like to be able to rely on just the police and fire pension sysytem. i want to that by using the buy and hold method.my first question is though i currently dont have a huge amount of cash (im saving a lot though) do i utalize an FHA loan even though pmi will be attached making cashflow that much less or do i sacrafice passing up on deals untill have enough for a 20% down of some kind? 

Alternative/Creative investor financing to supplement what I've savedMore resources to learn and strategize a plan of actionNewbie strategies on Deal reviewTools to choose OOS markets to invest inOpinions on small investor partnershipsAny and all input on these matters would be gratefully appreciated.Warmly, Michael

Here is the link: http://www.cicchicago.com/documents-training/supplemental-forms/

What about for those that are using RE as supplemental income?

As of this writing, all HAFA agreements must be finalized and signed by December 31, 2012.Please download the Treasury Department’s Supplemental Directive 09-09 for more specific details and samples of forms to be used in processing HAFA transactions.Notice "end buyer" above, (may have double meaning,) Also hearing if the seller wishes not to participate in the HAFA contract they can opt-out in writting on cover letter or hardship letter.In another thread in SS BP their is some compelling reasons why HAFA may not behoove them.