Then you’re going to ask her to give you a 3 year 0% loan?

You wrote commercial, but then talked about offices specifically. 

After a year or so they then sell the property and do a 1031 exchange. 

You have to borrow your equity and then make payments on it.

This year I may see if if I can get a construction loan to build 20-30 apartments, then refinance with an asset based lender. what markets?

Many of the investors i work with start buying in their own name and then move the investments to an LLc after you acquire a few. 

For a long term investor:Would it make sense if you could buy the home at a steep discount and then let the owner stay rent free for a specific period of time?

I don' expect it to be a crazy market but better then 2023/2024

I then bought a duplex and eventually got bigger.

Adding mass to the walls works wonders—attach Mass Loaded Vinyl (MLV) to the shared wall, then cover it with a layer of 5/8” drywall using Green Glue soundproofing compound for extra noise-blocking power.