Hey Phillip, welcome to the community!

However, I did take issue with the tone of the message, especially the part where they told me how they’d be paying rent.For context, there are no outstanding maintenance or repair issues, so I’m unsure what the tenant is referring to. 

recovering this negative position can consume years of the actual cash flow when using realistic expense estimates.  

I'm particularly liking the idea of a dulplex, and "House Hacking". 

(No mortgage on any).the cash flow is a total of $3,100 a monthDo portfolio loans exist for these kind of situations?

I'm currently going through this with one of my clients.

These are great programs to use and NY offers a few as well as a couple of Nationwide DPA's and grants.

Only whole notes become the 1st position and holder of the actual loan note.  

That being said, there’s nothing wrong with investing in blue collar areas but I prefer to invest in the ones that have a higher degree of owner occupancy because the residents of those areas care about where they live and have deeper roots.  

@Christopher Johnson A couple of things that you should know: 1) We do not remove posts as a matter of course.