I think you're gonna have to bring in the help of an attorney that specializes in this stuff.

However, there might be financing options available even without a U.S. income, particularly if you work with lenders who specialize in foreign nationals.Leverage Local Knowledge: Since your wife has family in the area, tap into their local knowledge.

With a full-time job, it might be hard to meet those requirements, so your real estate losses could be considered passive.Now, on the AGI front—if you and your husband’s combined AGI is over $150k, unfortunately, you won’t qualify for the $25,000 special allowance that lets you offset passive losses against your other income (like your W-2 income).

I’m a veteran myself and specialize in VA loans.

I work with Neu Real Estate Group, where we specialize in new construction multi-family units, and we’d be happy to share insights if you’re interested.Feel free to reach out if you have any more questions or if you'd like to discuss your investment strategy further.

I specialize in BTR duplexes in Indianapolis, and I’ve found that local connections are invaluable when assessing markets, especially for long-term strategies.Learn from Real Deals: As you move forward, it’s helpful to analyze real deals, even if you’re not ready to buy yet.

Specially the ones that needs updates or renovation. 

*What special resource do I get for working with you vs others? 

Just have your financial details and investment goals ready for the discussion.To get the best rates, it’s a good idea to check out both banks and lenders who specialize in investment properties.

Some specialize in specific cities.