It's not a listing agreement per se - it's an agreement between agent and seller - let's say when agents really have buyers who like FSBO houses.Of course, agent is not going to show the house without making sure he's get paid but it won't be "Exclusive right to sell"Just an agreement kinda like "If I show your house and my client buy it, I'm entitled in 3-4-5% of the selling price.It could be anything, even the listing agreement without exclusive right for the agent - who bring the buyer - that one get paid.

I'm looking at the various courses.

The skiing pales in comparison to Colorado or the Sierra Nevada of course, but I still thought it was pretty great as a kid growing up in the midwest 😃

The barrier of entry out here may be lower but of course you have to cross the hudson to get here.

I had to swallow my pride and ego to accept what was simply the best course of action to take in the matter.

Of course it is possible.

They (HOA manager, HOA president, and HOA attorney) inform me that there's a super lien on the property and that I have to pay it.Of course I pulled an O&E before purchase and there was only the mortgage lien (foreclosing lien) on the property. 

15,072 / 75,000 = 20.1% but that doesn't factor principle repayment and of course is this collection 3 year or 30 years.

Of course Huntsville but maybe it's too saturated?

You need to answer all the above questions, then identify a course of action based on those answers, and then place those actions into the three categories above.