After going to events and rubbing shoulders with so many people at the level I wanted to be at it was no longer intimidating.

I think you have a good head on your shoulders and will do good!

I'd be shouldering the financial load. 

Smith is a bad one that has been screened out a time or two and has a chip on her shoulder.

I would be willing to bet that most individual investors claiming positive cash flow are only looking back over their shoulder because they do not have a crystal ball.

Let's say you separated your shoulder, and when you went into the Dr office the DR asked you what was wrong. 

If that were to happen, and it was not backstopped, would you shrug your shoulders and say, "Well, I guess I'll pick my business partners better next time, because I deserved to fail. 

She seems to have a pretty good head on her shoulders and gives me the impression that she'll take good care of my house and be an asset to the neighborhood.

Debating if I should just get into the market, shoulder the negative cash flow for one year, and rely on the equity growth.Ideally I can find funds to put the 20% down, to avoid paying the mortgage insurance.

If there are lots of economical options of good quality and you are in shoulder or peak season, it's probably saturated.