I stop, take a deep breath, regroup and prioritize things.  

I have designed and built several dozen projects from New Construction to whole-house remodels to deep energy retrofits to additions and kitchen and bath remodels.I'm the Owner/President of Boston Architects and Builders, Inc.

In 6 years $40k of my student loans will be relieved with the Public Service Loan Forgiveness program (since the university is considered public sector) and during that time I can take advantage of a university-paid master's program (once I figure out which one will best suit my goals).

The " by the push " is the only way we do plowing , ( been doing it 33 years)  snow gets deep , we bring out the loaders and the customer breaks out the check book .

Seems like a very intriguing way of managing property and benefitting from increase NOI and ultimately property value.I am looking at a 3 family property that needs a ton of work (perhaps $75-100K, although I haven't done a deep dive on pricing yet).

I don't have a partner in town so I was relieved I found this company.

No matter their story, sometimes life has dug a hole too deep for them to ever be able to pay you again.

I've worked as owner / manager and if a tenant was that much gone I'd never pay for filing or court costs for eviction, I was relieved they up and left.

This accomplishes the same thing but relieves you of the related party issues.  

The PMI will remain until you get the LTV down to 80%, so forget refi unless you have deep pockets to close with.