I'm nowhere near close to cashing out and retiring, so I am actually hopeful for a market correction because all of my current assets will still produce, and my future purchases will be made at a discount.

Joel is a high producing commercial broker..  

The seller disclosed the long term leases on two of the units, but only provided the expired, 2 year old lease and the rental increase notices for the other two  and did not produce the additional long term leases that tenants shared with me.I'm in a bind here, I can't break the leases and can't stay in compliance with the loan terms.I've already reached out to my agent, who is fortunately a commercial brokerage with an attorney on staff, but have not heard back.

What are the prices of the properties that go for in the Cumberland area or other areas that produce growth as you mentioned?.

All I did was focus on the things that I could produce and control and the funny thing, we just naturally grew apart.  

The reason I sold was that I was self managing and moved too far away to conveniently manage it.I have continued with multis on the premise that more units under one roof, one structure to maintain, and one set of plowing produces a better return. 

Today, I don't believe that an upgraded kitchen/bath area and a general fancy upgrade produce enough additional rent to justify their cost - the neighborhood is still attractive to folks looking for more of a bargain on rents.

It produced more than $300 a month in positive rents during this whole time.

Now that I have 4 income producing units her tune has changed.

@dean HarrisHow many personal rental homes do you own under $50k that are producing well and have been for several years?