All of those, including permanent life insurances have their place in a personal portfolio but some people believe that because one specific product does not make sense in their personal situation that it should never be used by others.I am using credit card debt for some of my investments.

I’m concerned that $60K ($50K after penalties) won’t get me far in starting a short term rental though… I’m also hesitant to do a cash out refinance on my home loan because we have a great interest rate at 2.625%.

Are you finding it to be a major concern for buyers, or do they seem willing to overlook it in certain areas?

This is concerning and suggests that they may not be prioritizing their clients' needs.Let me know if I can help you in any possible way to get rid of this dilemma.

Why doesn't Airbnb decrease their fee if they are so concerned about fees?  

Glad to join the site here and looking to connect with people in regards to networking, working on business and any questions concerns people may have.

Blown out of proportion or a real concern?

I would only move forward if I preferred the ceiling fan permanently...and I would have my contractor install it and then I would bill back the resident (have the resident confirm the installation cost in advance). 

Removing the tree will be the bigger concern and should be a lot more money.

This is one of the reasons to look for groups that work to address these concerns by offering a streamlined process that connects you directly with developers, ensuring transparency on costs, timelines, and expected returns.