. - the juice isn't worth the squeeze to me on that type of loan product.

Your best bet since your working on your capital are going to be to use low money down hard-money lender.

There are thousands of lenders and tens of thousands of loan products.

I feel like having such a low payment and rate make it stupid to choose selling the house, but since I haven't been in this position before, I thought I'd ask here. to d The other consideration you would want to consider is your VA entitlement if you are hoping to buy the next house with a VA loan.

I accepted a tenant into a B class rental a few years back who was making low 6 figures at the time as a union boiler-maker but had NO CREDIT SCORE!

You choose the area, the product, the tenant and directed the rehab.

There are a lot of hotels right now that are failing and going under due to low cash flow -so its a failing hotel.

The only caveat with that loan is that you'll need to purchase in a low to moderate-income tract. 

If you are very conservative purchase a fixer upper so you can force equity and hopefully have a low enough payment so that you can LTR the property or even sell for profit should the STR avenue not work. 

I own a 200 year old house that has a very low cost of repairs and maintenance over the 4 years I've owned it.