You could likely get into a rental with a DSCR loan at 20% down, which would be similar or less in terms of DP on an owner occupied loan via conventional financing in eastern MA. 

Gradually scale by researching high-growth markets, partnering with experienced investors, and exploring financing options like SBA loans.

At first blush it looks like you're finance at $500k, so getting a loan for $375k.

I use a loan servicer who processes the borrowers payment and then sends to me.

Here’s how I’m currently thinking about it:The interest rate on my existing property is 3.5%, so I’d like to maintain that rate rather than refinancing the entire loan.

Invest in Fix-and-Flip Properties:Use the $50K as a down payment or cover acquisition costs for a non-recourse loan (required for SDIRAs).

Hi Treza,Not sure where you are in the process there, but when your ready to exercise financing options please reach out, it's very difficult to find a ground up program for inexperienced borrowers without having an experienced GC sign on the loan with you which in turn is not easy to find. 

What are your Loan terms and P/I relative to the cashflow after taxes?

Depreciation Benefits via Leverage: While you can't claim depreciation personally on IRA-owned real estate, SDIRAs can use non-recourse loans to purchase property.

However those with no to very limited experience will never get a fix and flip loan  from a bank. 4.