Beyond that, sending upfront fees to a lender is not okay.

As per chatGPT, closing costs in Ohio are usually 2% - 5% of the price, so maximum: $6950.I'm open to working with lenders of any kind to make this happen.Hate to be the bearer of bad news but no lender will touch this as an investment. you will need to come up with 25% down plus closing costs. 

Quote from @Kody Smith: without getting too deep into my finances, what my strategy is...1. take loans to buy properties (leverage)2. fix/flip for day to day cash flow income3. use some of the fix/flip income to buy consistent cash flow through:- business acquisition, - commercial properties (MF and store fronts),I have no intention of doing ALL of the management myself, I will hire management as needed (medium term goal)my expected core role is money provider, evaluating the numbers, making decisions, and connecting with investors, wholesalers, lenders, contractors, and property owners.while I am just on step 2 of the journey, I am looking toward step 3 to stabilize, and not worry about if house prices drop mid project or not (or not worry as much) So to be fair this is more about obtaining and growing a real estate business not simply buying rentals for cashflow.

I am a 1099 buyer and a mortgage lender as well.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

We are the only lender who can offer a classic 30 year mortgage to Americans in Costa Rica. 

Not aware of a lender that will allow a rookie to do this.Recommend either starting smaller and working your way up to this or partnering with someone you can learn from that can be your lead with lenders, etc.

I am already have a good lender that has pre-approved me with a DSCR loan so all I need is to find the right market to invest in!

I am curious what you provided to the lender and how did you start the conversation?

They are a new lender in CR who can help you out with your purchase.