Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

I think your question is going toward whether your  LLC needs a general comprehensive liability policy covering losses due to bodily injury or property damage caused by your business. 

This way some rando can't claim injury on your job site when there's no DL on file. 

According to the tenant, a cupboard in the unit (before I owned it) fell on her and she is unable to work full time due to her injuries.

I recently fell off a ladder and suffered some injury, so all I have to do is stay plugged in and try to help if possible. 

I retired in 2017 from a career ending knee injury with the Tennessee Titans and have always seen myself transitioning and investing in Real Estate.

So i was "driving for dollars" when i came across this property with a sign for sale by a realtor but decided to look up the owner and call him instead...When i did he explained to me that he was actually being forced sell or be foreclosed on...To add insult to injury the man has no family & is a paraplegic...I would really like to help him and what i came up with was "seller financing" or "subject to"... houses in the area like his are going for 325,000ish(zestimate $386,417),he owes $225,844 and they are asking $269,900...I am a "newbie" but i thought that maybe it would be a good way to help him help me in my first investment as well...House is a raised ranch with a legal apartment down stairs but the idea is that he wouldn't have to move, him pay me and perhaps rent out the downstairs...

My other 1031 exchange is finally set to close this week, so by next week I should be able to get the rest of my funds out of it.Bad news: the painter has some sort of injury or illness (thankfully unrelated to my project) that has taken him off the job right when he was getting started.

Earlier this month there was a fire (no personal injury) that resulted in a total loss of the property.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.