I strongly recommend consulting with an employment attorney—search for one in the area where the business is operating.

Lobbyist, Embassy business and Museums, these 3 alone are good examples and there not going anywhere. 

Investment Info:Office Space commercial investment investment. 100's of completed projects, JC Beal Construction is nearly 100 years in business, Beal Properties manages well over 2000 doors all throughout Michigan and the Toledo, OH area.

If you give someone over 19% membership interest in the deal, the bank will usually require a personal guarantee from that individual. 

This will allow you to put the loan into the entity or business name of your choosing.

Similarly, quality dividend-paying companies often retain some earnings to reinvest in their business, increasing the company's (and your) value over time.

I'd be surprised if the complex doesn't have individually metered units so you may be able to eliminate the utility expenses unless those are for common areas like walk ways, parking lot or laundry.

We often need to ask the right questions to help determine the best route for each individual.

If you are trying to get a cash out refi, I would think the bank would want to see the correct type of insurance for the business you are running.

In the latter case, I would still use QB to enter info provided by the 3P servicer and to maintain my general ledger for the lending business.