Why doesn't Airbnb decrease their fee if they are so concerned about fees?  

This is concerning and suggests that they may not be prioritizing their clients' needs.Let me know if I can help you in any possible way to get rid of this dilemma.

Taking advice from someone with a financial BIAS is dangerous to your financial health, unless you know that individual to be “above” short term personal gain and strictly in for long term relationships and reputation.  

Blown out of proportion or a real concern?

Removing the tree will be the bigger concern and should be a lot more money.

This is one of the reasons to look for groups that work to address these concerns by offering a streamlined process that connects you directly with developers, ensuring transparency on costs, timelines, and expected returns.

They're  concerned that the borrower is going to do something stupid, drive the property into a ditch, impair the property NOI / cash flow, and thus impair the mortgage bond. 

Thus, I have been looking into the apartment complex space and continue to educate myself in the event that opportunities continue to be brought to me.Sooo In digging into a number of courses my concern is this with the larger 10+ apartments and high numbers 1 million and up.

Plenty of opportunities.One thing that might be of concern to me today, as if I remember correctly they were out of Philly or Pittsburgh.   

My concern is that when we take over, we’ll need to start from scratch with our own branding.