Updates include new upstairs flooring, kitchen counters/sink, bathroom vanities/toilets, and fresh paint.

From an underwriting perspective, owning properties free and clear means you are less of a risk.

I appreciate the responses and different perspectives here.

My debt-to-income ratio is tapped (49.8%) from my lenders perspective and I cannot get into another property.

@Dave Meyer - I am getting conflicting perspectives on this new law. 

Exterior:Applied fresh paint.Replaced siding due to wood rot.Interior:Installed new ceramic tile flooring.Added new kitchen cabinets and granite countertops.Updated the bathroom with a new vanity featuring granite counters.Refinished the existing tub and tile surround.

They didn’t seem too excited about paying all that, but my duplex is very nice and I just repainted and laid fresh carpeting (I know, I know....LVP and all that.

I intercept these freshly motivated sellers into my funnel because I know how they will behave when they become motivated.

In terms of legal perspectives: I found several AriBnb in the areas that I'm interested.

These thoughts of negative use cases are why people don’t pursue financial freedom.Now another perspective is becoming scared and angry of not becoming financial freedom.