LLC sells the property to Buyer by wrapping Fund loan with a loan (BBB) to Buyer. 

I can likely do this loan, but in all fairness, with this type of loan I suspect a community bank is going to beat me out.

If they can afford to stay, chances are they need to refinance and get the X name off the loan.   

I assume you’ve got a loan that says you will be living there.

I make loans on Memphis properties for investors.

Quote from @Chris Seveney: @Brian Burke I am also curious what the investor equity position is.

If you have appreciation, you will create enough equity over 30 years to reset the clock on all your capex items.

Quote from @Jaikevis Reams: In order to put a property under contract I need to provide proof of funds I know that I can get that from a hard money lender but I don’t meet there criteria for a loan approval what should I do? 

Some have more than $1 million in equity while others have less.4.

Pretty common, you can definitely use commission as down payment conventional loans and not have it count toward IPC as long as you're on the loan.