Sadly, banks and hard money lenders are painful to work with in this model as needing to have clear title while they underwrite is not reality.

We love working with Karen at Valmer Land Title they have offices all around columbus and have never let us down.

I know this is a rather basic question, but I'm curious.As an investor, how do you refer to yourself in your email correspondence with realtors and brokers, etc as your title?

We will use appraised market rents in both of those scenarios.Typical target closing timeline is four weeks from appraisal payment. 10-14 days for upfront processing and all third-party items to be returned like appraisal, title, and insurance; 10-14 days allocated for underwriting and closing. 

When I first saw that picture, all I could think of was the "Amityville Horror" house.https://m.imdb.com/title/tt0078767/mediaviewer/rm2920252416/... 

How can we go about getting a clean title, no problem selling with sellers having access to the barn that has the property line going through it? 

I see in the title that you're asking about FHA.

Although lender will need to get a title commitment on the DIL to make sure there are not any junior liens that only a foreclosure would remove from title.. 

I would add "Houston, TX" to your title to hopefully attract people who know that market.

That doesn't just include the interest rate but can also include many/all loan costs as well - varies by state but can include points, title, escrow, processing fees, etc.