I find that bankers are not created equal - or with same knowledge.You can also tell this banker that their request cannot be fulfilled based on what the HR dept at the University Medical Center told you and see what they say.You say you are changing jobs, does this mean you will not be affiliated with your current medical center?

I have no affiliation with either property.

That's probably the best indicator of how the market is moving because 90% of the property sold on the market is through an agent and most agents are affiliate with HAR and the MLS which has strict rules on agent recordings their transaction.

What is your opinion of starting something in affiliate marketing or network marketing vs. trying to get private funding?

If it's legal in your market partner with a lender and have them split the costs. many of your affiliates will also provide free door hangers to invite neighbors and their friends to open houses.

Then another 3 in a separate entity, then the 2 LLCs work as affiliates.

. - The original purchase must be an arm’s length transaction (There may be no affiliation or relationship between the seller and the buyer of the property at time of purchase). - The original purchase must be well documented (assets used to purchase the home must be verified), and proceeds from the refinance must be applied toward the original source of funds. - The loan amount for the new mortgage cannot be more than what the cash the borrower used to purchase the property plus closing cost on the new mortgage.

…After I read the book again, I went online and downloaded an image of the workflow process, which helped keep me on track through the process, which took me 2 weeks.Here’s a good one:https://gtdrehab.wordpress.com/ (not affiliated with this site at all).After completing the process and organizing all of my stuff, the first thing I did, which was identified early on, was declutter my house.I did this room by room.I threw away what I needed to and donated the rest.This, by itself, was freedom.I recommend it to anyone.Let me put it this way, if I weren’t married, I would walk away from almost all of my possessions (with the exception of clothes and toothbrush).  

An affiliated realtor will have to do the bid work for you. 

He doesn't want to be affiliated with the property in name or anything else.