Go in person to the planning department and talk to them.

“ cash flow returns” almost always compare horribly to a simple bank CD after you deduct for insurance, prop taxes< vacancy, capex, prop management (or your personal time.) etc etc etc. 

Most states require them to produce a report with that data to give to the client.So why is having an algorithm look at the rental data illegal, but an individual person look at the data not?

I personally use Bnbcalc: https://bnbcalc.com/?

I am not sure if the Legal person I talked to understood the length of her time there so that could be the confusion. 

I’d love to discuss how I could help the organization by purchasing it and restoring it to productive use.”Request a Meeting: Ask for a meeting with the person or committee responsible for property management.

We used $100k of private money and the rest was personal cash.

If you are nearby, if you have ever been a pizza delivery person, maybe deliver a pizza to the wrong house that may or may not be the one being foreclosed on so atleast you can see inside a small portion. we used to just go knock on the door some folks would actually let you look around.

You are still going to have holding costs and a heloc will just have less holding costs that you would if you were doing a personal line or hard money. 

I've know him personally for years, had the opportunity to consult with him on both sides of the business and have to say he's the real deal.