Out of curiosity, what is your ultimate goal and what do you spend most of your days on?

In order for the transfer of rights to accrue, there must be a will of a deed executed in favor of the survivor.see ( lawdictionary.org ) 

They will spell out the steps for you.Out of curiosity, what kind of loan is it?

@Russell Brazil Historicals and a few anecdotes for your curiosity.  

Misappropriation of security deposits is punishable by jail time and a fine.Here is what the Oklahoma statute says about returning deposits:"Upon termination of the tenancy, any security deposit held by the landlord may be applied to the payment of accrued rent and the amount of damages which the landlord has suffered by reason of the tenant’s noncompliance with this act and the rental agreement, all as itemized by the landlord in a written statement delivered by mail to be by return receipt requested and to be signed for by any person of statutory service age at such address or in person to the tenant if he can reasonably be found.

Out of curiosity, would 4 six-flats - 24 units - meet the density requirements?

fastforward to present day there is a first position lien of credit for 1-4 unit non owner properties up to 70% if thats what you're looking for max 6 financed properties up to 1 Million loan amount max 250k cash out.This is an all in one or AIO loan that acts like a line of credit and at closing you're given a checking account that sweeps any funds or deposits in the account and applies it to principal first on your loan balance nightly.Interest is accrued daily based on a 365 daily basis on rate % / 365 days but not charged to the line till the 20th/21st day on the following month akin to a grace period meanwhile all deposits swept over nightly are applied to principal first.if you have questions on the product or how to utilize it your investing strategy let me know.

However, you'll find a lot of people that just call from your mail piece out of curiosity, or they're upset that you sent them such a personalized letter.

So, my intention is to continue to accrue the cashflow in case of a cap ex situation or a new purchase.I am just wondering what people do with the excess cashflow/reserves.

Out of curiosity why aren't you continuing with the BRRRR strategy on this one?