Unless it’s specified by your loan type or lender, you don’t have to.

it will be a corporate/wellness retreat/short term rental destinationI need land that is close to the Action, but not too close, and preferably comes with two single family doors already built, so I can take advantage of Fannie Mae owner occupied loan and develop the rest of the land on my own and with private funding.Is Columbus a good market for this strategy?

FHA loans can be a good option here, allowing you to put down a lower down payment.## NetworkingNetworking is key in real estate investing.

If you are using a loan, well there is simply no inventory in Cleveland.

Also, did you have any other loans (ie student loans, primary residence mortgage, etc) when you took on the $25k? 

He is very good about deductions on tax returns so his income looks negligible and of course banks wont talk to him about loans.

Do you have proof of loan approval?

Then once the 1031 is done if “legal” take a loan out an buy your new primary house.  6.  

HELOCs are not available because they are residential loans guaranteed by individuals and what you seek is a type of commercial loan or credit line which are available to seasoned companies with proven financial track record.

People reinstate the loans and do loan modifications all the time.