I grew up in what I would a call “C” class mentality household and although we never trashed a place and in fact my mom would shampoo and repaint before we left, we typically got evicted due to late or missed payments(personally I haven’t missed a due date on a single payment since I was 18). 

I don't believe the market rent prices are high enough to cover the median household price. 

Upon searching for a given city, you can view lots of helpful demographic data like renter occupied % rate for an area, poverty levels, median household income, % of jobs per a given sector, and much more. 

If any of these cause water to escape fromplumbing, heating or air-conditioning system or household appliance, the Underwriters cover damagecaused by water.

Also, the house has decent sq footage (1600+) so it’s not like the bedrooms were tiny.

"Real Household Income" and "Real Median Rents" spread across the entire country doesn't capture the intricacies of local markets, of rising income in the SF Bay Area (or Portland, OR, etc.) driving higher investment and rent.However, the point remains.

My reasoning is, even though I am "the landlord", my time is a resource that I leverage each day to provide income for my household. 

Tiny loans aren't easy for commercial.

Also, FYI, you can't roll a tiny home on it (says the county) but you could probably build a tiny home sized home.Anyway, like I said, this is just a bonus and my curiosity has me wondering what the end buyer could do with it.  

Once a landlord gets into leaving "a somewhat decent bottle of wine" and any sort of Martha Stewart branded product for a tenant (@Jill F. you made me laugh out loud), I just have to throw up my hands and walk away from all this aspirational parvenu nonsense.The very best wine I've had in my life was sold for ten euros for a 1.5 liter PET water bottle of it out of a big old glass νταμιτζάνα in my second cousin's buddy's shed on a tiny Greek island you've never heard of.