Not sure if these are all investment properties or if you're including a primary or second home, but my suggestion would be a cash out refi of an investment property to pay off your debt, and a line of credit on your primary to have available for reserves if needed.

Your credit score needs to stay relatively the same from application to closing. 

But by putting the properties into the business name you can avoid having the debt reported to personal credit so long as the funding lenders servicing company allows for it.

To do well, build a strong money base, keep a good credit score, and look at other loan types besides FHA.

I used to use Craigslist to list my rentals previously, but noticed that I was receiving terrible leads all the time, which is why I stopped.

Looking to knock out all credit card debt early next year and rebuild the 6 month emergency fund.

The 14 day trial requires your credit card information.

I suspect the builder has crappy credit and can't get approved on their own.Also, as a former banker myself, local banks aren't generally interested in financing new construction on this size of project or a builder that doesn't have extensive experience in these type of builds, in my opinion. 

Suppose you have $46,000 mortgage at 8% interest on restaurant, $22,900 SBA loan, $3,900 at 1.75% interest on a microloan, $23,00 on temporary 0% interest credit cards all for the same business totaling $95,000 in debt. 

When I look for my next property, I work on cleaning up credit, so my scores are as good as I can get them.