Does anyone have any feedback or thoughts on which loan product to use? 

For me it started out being a RE broker and listing other developers product 50 years ago :) so you kind of grow into it..

We prettied her up, gave her a new sewer, new roof, new garage roof, cleared out a ton of junk, and put this into production in 2020.

Some of these include:1) Your product/value proposition2) Marketing/Management/Customer Success3) Systems, Automations, Efficiency4) LocationTo me, #1 has the biggest weight on the success. 

Even for Fannie/Freddie products, to qualify, the trust must be an Inter Vivos Revocable Trust.  

Here's the link to get Sold, the first of the series https://store.biggerpockets.com/products/sold-every-real-est...

Jesse, I am an insurance broker who is able to assist with insurance/risk management products all across the nation.

A HELOC can work for this, but keep in mind it has a variable rate, so it isn't the best product for keeping a balance long term. 

Speak to multiple lenders and see who can give you the most favorable terms and loan product.

There are also no ratio products that do not require the property to debt service.