When I list a property for an owner as their agent, I often find a buyer direct due to my large pool of investor buyers and give my seller a discount on the commission when I do acquire a buyer directly - win/win.Sounds like this could be a great fit - if you feel the same then don’t hesitate to DM me and we can discuss more details and next steps

I would love to know step by step of what to do to acquire this property.

I plan to step up to the plate and take a swing here soon.I was attracted to the CCCF program as it seems to simplify the process some by putting together a step by step process to attracting off market deals and executing them.

Hey Pat, Welcome to the BP community.Love your passion for real estate.Wishing you all the best in this exciting next step!

There were on site auctions where it was held in the auction unit, courthouse step auctions, and public auctions where a large number are sold.

With this set up, we were able to get a DSCR loan through Kiavi with only a few extra steps compared to an LLC.  

Next step Find a local Multifamily Investor group and go meet members and partner up with experienced people. 

Here's two episodes I might start with on your STR/MTR decision journeyBuying in Overlooked Short-Term Rental Markets https://www.biggerpockets.com/blog/real-estate-948The Step-by-Step Guide to Building a Medium-Term Rental Empire https://www.biggerpockets.com/blog/real-estate-780If you like those two episodes, please feel free to reach out to me for more, there's a good amount of STR/MTR BiggerPockets podcasts and content.

This might be a long shot, but open communication can sometimes lead to unexpected solutions.While these steps may not guarantee a resolution, they could help you find a path that avoids foreclosure and allows you to relocate your family.

The PMI gets higher as you step up from 85-90-95% LTC.So even if you can get approved for this, you need to ask yourself are you willing take on potentially years of cashflow loss, for the privilege of owning the property?