An insurance premium on a liability policy or ectend coverage is a lot less than interest and it's expensed as well.If you look at the number of landlords that actually lose law suits and how they conduct their business and keep their property, you'll probably find they are negligent.

Unless your clients can prove negligence on your part, it is not your responsibility to prevent unforeseen damage by a tenant.

Lucky for you she did not sue due to your negligence in repairing the deck railing.

Their downright negligence nearly cost me my entire business and would have forced me to start over from scratch(not an easy task).

We cannot talk in one breath about the exotic mortgages, title loans and etc while completely obfuscating the direct need which forms these markets - negligable personal savings & labor protection.

Myself, I would fix it no cost unless it is negligence but if I did charge them it would come out of their security deposit.

I guess mine was less than perfect, and I think, supports my counterpoint very well.I, too, am irked sometimes by the topic, who isn't, but without recognizing or acknowledging the relative value of proper English, which can be negligible in some cases, or using it to convey a degree of professionalism, well, I just don't agree that those dots are always connected.

Tenant/Buyer shall obtain a renter’s insurance policy to cover damage to or loss of their own possessions, as well as losses resulting from their negligence.

The Dr. has malpractice insurance, but if the Dr. is negligent, his patient can sue both him and the hospital.

However, if a property owner negligently attempts snow removal, causing a more dangerous condition, there can be liability.