Add HVAC now $25k and this is tight.If you are buy and hold;   find the paper linked off my BP profile;  how to buy a bullet proof rental portfolio.    

Don't let fear stop you from making a decision that can improve your life.

Reinvest whatever money you save on taxes via depreciation back into more real estate or property improvements to continue increasing the size and quality of your portfolio.4.

Sure there are people who have done it but like Joe mentioned above is why your rate on HELOC is probably higher than your first mortgage so you'd only do it if your balance is really low and near the end of your term anyway so you're just getting it paid off quicker (like the last 1-3 years of payments left) becaues you want to get ride of the monthly payment and improve your cashflow now versus later.

- Local Development improving the area?

Seems he took his profile down for now.

Too many newbies and those with limit experiences here on BP giving out crappy advice. 2) You should have clicked on Greg's name to view his profile!

I want to improve them a bit and rent them out as much as possible.

This shows you're open to improvement but won’t let a picky guest's minor grievances dictate the narrative.Avoid Emotion: Keep the tone neutral and professional.

A conventional loan may come in slightly cheaper, that's true, but the red tape on conventional mortgages is excessive to say the least.No Reporting on Personal Credit: DSCR loans are kept off your personal credit profile, which is perfect for keeping your personal and business credit separate.